Privacy Policy

Last Updated: 10/15/2018

This Privacy Policy discloses the privacy practices for www.ReliefBenefits.com, a website of Relief Benefits (the “Web Site”).

About this Privacy Policy and Using the Web Site

Relief Benefits (“RB”, “we” or “us’”), created this Privacy Policy in support of our commitment to the user’s online privacy. This Privacy Policy discloses our information-gathering and disclosure practices for the Web Site. For an explanation of capitalized terms used in this Privacy Policy, please refer to the definitions at the end.

We will inform you of the following in this Privacy Policy:

  • What Personal Information of yours we collect;

  • How the information is used;

  • With whom the information may be granted;

  • What choices are available to you regarding collection of the information;

  • What kind of security procedures are in place to protect against loss or unauthorized disclosure of information under our control; and

  • How you can correct any inaccuracies in the information.

Please take the time to read and understand this Privacy Policy so that you can understand how we use your personal information.

If you do not agree with these terms, please do not use the Web Site.

About this Privacy Policy and Using the Web Site

The purpose of the Web Site is to provide information and resources, including resources concerning access to benefits and programs, to residents of the United States. While you may use features of the Web Site without providing Personal Information about yourself (i.e. information that can directly identify you or indicate where you might be contacted), certain tools and services on the Web Site require that you complete forms and provide certain Personal Information. Depending on the Web Site features you choose to use, we may also collect information about your health in combination with other Personal Information about you. You are responsible for ensuring the accuracy of the Personal Information you submit. Inaccurate information will affect the information you receive when using the Web Site and our ability to contact you as described in this Privacy Policy.

Applicability of Privacy Policy

Relief Benefits values and respects your trust and believe you have a right to know about how we collect and secure information we collect about you on the Web Site. This Privacy Policy applies to this Web Site only. The Web Site may contain links to other third-party web sites. Once you enter another web site (whether through a service or content link), be aware that Relief Benefits is not responsible for the privacy practices of those other web sites. Relief Benefits does not endorse and is not responsible for the privacy practices of these sites.

We encourage you to look for and review the privacy statements of each and every web site that you visit through a link on Relief Benefits’ Web Site, including those sponsored by Relief Benefits.

What Information is Collected and How Is It Used or Disclosed?

Your Personal Privacy is of prime priority at Relief Benefits. ReliefBenefits.com is committed to ensuring the information you provide is utilized responsibly and within the terms of our Privacy Policy. This Privacy Policy applies to the information we collect on our website and surveys.

The following provides details on the type of information ReliefBenefits.com collects, how it is used and Transmitted, as well as how to make changes to your account.

Type of Information Collected

Contact Information: Basic contact information such as name, postal and email address is collected so that you may participate in ReliefBenefits.com programs, resources, benefits and or sweepstakes if applicable. Postal address is required to send you samples, coupons and other offers via mail. Offers are also sent via email and via SMS Text messaging.

Survey Information: Information you give ReliefBenefits.com through answering survey questions include hobbies & interests, health and wellness, demographic, preferences and priories etc. The information you provide is utilized by ReliefBenefits.com and its partners to provide you with the appropriate offers based on your preferences.

Email Information: Upon sending emails, ReliefBenefits.com may collect data about whether the email was opened and the contents in the email that were clicked on. Web beacons or pixel tags may be placed within the email messages which enable us to collect this data and determine appropriate offers to resend or send similar emails via email. Information collected from yourself and other users may be aggregated anonymously to develop a summary report for our partners to enhance and improve our product as needed.

Social Media Features: ReliefBenefits.com may include the ability to acquire information about your activities on this website via social media platforms. A cookie may be set to enable the feature to properly function. In the event you choose to log in to our website using social media sign-in services, these services will authenticate your identity and provide you with the option to give certain information with us to pre-populate the sign-up form to participate in our surveys. Information collected via social media sign-in will be subject to the terms of this Privacy Policy. All other social media features are governed by that social media company’s privacy policy.

Third Party Information: In order to provide you with more relevant information and offers, ReliefBenefits.com and its partner companies may utilize additional information provided by other companies.

Online Activity: Certain information about your online activity may also be collected by ReliefBenefits.com. Further information regarding this can be found under Cookies and Online Activities.

Other information may be collected by ReliefBenefits.com with your consent, or as permitted or required by law.

How Info is Used

In providing us with your contact information and answering survey questions, you consent to our collection as well as the use and disclosure of said information for the purposes that are marked at the time of collection, as described in the survey or as otherwise described in this Privacy Policy. ReliefBenefits.com will not use your information in any other capacity expect as described in this Policy in effect at the time of collection.

Product offers: Contact information and survey responses may be used by our partner companies to provide our users with free product samples, coupons, product information and other offers. This may be presented via email, postal mail, online advertising and infrequently by telephone. If you wish to stop receiving these offers you can cancel your account as stated below under Choices and Managing Your Account.

Email Offers: ReliefBenefits.com may send you product offers via email based on your responses provided in our survey. These emails are sent by ReliefBenefits.com and our partner companies. You may unsubscribe at any point by clicking the Unsubscribe link in the email received or by following the instructions stated below under Choices and Managing Your Account.

3rd Party Service Providers: There are several reasons your personal information may be provided to our third-party service providers and they are as follows: provide you with our or partner companies product offers, deploying email, postal, and online campaigns; data processing, data warehousing, data verification and supplementation; market research, fulfillment, and technical support. You consent to this transfer, storing and processing of data, when providing your information. Personal information held by ReliefBenefits.com, its affiliates, agents and/or service providers may be located in and transferred to the United States, Canada, Ireland, and India.

All third-party service providers are bound by contract to protect our users personal information and abide by commitments made in this Privacy Policy, subject to the laws of the jurisdiction in which the information is held. This may include lawful requirements to disclose personal information to government authorities.

Legal Requests: We may also disclose your personal information, as required by law, such as in response to a subpoena, a lawful request by public authority, including to meet national security or law enforcement requirements, or similar legal process, and when we believe necessary in connection with an investigation of fraud, property infringement, or other activity that is illegal or may expose us to legal liability.

Merger or Consolidation: We may give personal information and other data in the events such as a merger, consolidation, financing, securitization, insuring, transaction, assignment or other disposal of all or part of ReliefBenefits.com or our business or assets. This would take place for the purpose of performing the proposed or actual transaction provided that such a third-party consent to honor made in this Privacy Policy.

Summary Reports & Analysis: Anonymous research reports are compiled with your survey responses, email activity, or online activity combined with information from other consumers. These reports will not personally identify you. The reports are used to help improve our and our partners offers, products and services to better serve you. These reports may be provided to third parties for analysis or other purposes.

Cookies and Online Activity

ReliefBenefits.com and its partners or third-party providers use the standard cookie feature of major browser applications, web beacons and similar items on our website for multiple reasons. Information is collected when you visit our site, including how you use our website, device information, browser and operating system and other information to help us determine products and services appropriate for our consumers.

Cookies used by ReliefBenefits.com on our website: Cookies are small files stored on a user’s computer. They are designed to hold a small amount of data to help optimize your browsing experience. In using ReliefBenefits.com and its services you consent to the use of cookies own your device.

Performance cookies – We use a number of tools that monitor visitor behavior on our website to help us improve our information and services.

They are as follows:

Functionality cookies – Some cookies enable websites to remember choices their users make, for example, user name, language or text size. These cookies are known as “functionality cookies” and help to improve a user’s experience of a website by providing a more personalized service.

Other Cookies – Cookies may also be used to understand activity on our or other websites you are directed to through our email. These are used to help deliver appropriate ads to you while visiting other websites.

Modifying Your browser settings: At any point you can modify your browser settings to notify you when you receive a cookie. You will have the choice of whether or not to accept it. In the event you reject cookies, you may still use ReliefBenefits.com but some areas may be limited. Below are resources to information on managing your cookie settings within common browsers.

Included Links

Online Targeted advertising: ReliefBenefits.com and its partners provide relevant and appropriate ads to consumers while protecting consumer privacy and providing choices about participation. Online Targeted Advertising utilizes the information obtained such as survey responses, interests, preferences and demographic information to provide consumers with relevant ads.

Personally, identifiable information is not stored by cookies used by ReliefBenefits.com or our partners. Only anonymous data such as your site behavior, browser information and your perceived interests are collected to help deliver relevant ads. Some of this information may be collected and transmitted with these partners such as if an ad was viewed and selected by a consumer.

Opting out of online targeting advertising: You are entitled to opt out of online targeted advertising from ReliefBenefits.com and our partners. This may be done by clicking on the Advertising Option Icon in ads you receive. Normally located around the perimeter of the ad, click on this icon and proceed to opt-out or preference link. Once you have reached the opt-out or preference page you may select to opt-out of future online targeted advertising from ReliefBenefits.com and our partners. ReliefBenefits.com may also use its own technologies and cookies to provide you with a customized but anonymous experience with ads tailored to your preferences.

Actions such as clearing your cookies, switching browsers or devices, purchasing a new device etc., will result in your opt-out preference reverting back on. You will need to opt-out again through the icon in then ad. The opt-out cookie can only be detected and read on your browser when present, thus alerting ReliefBenefits.com you do not want to participate in targeted advertising.

Learn More:

Please note that your ability to participate in certain activities offered on our Site may be limited if nonpublic personally identifiable information is not submitted for the user. E-mail addresses and phone numbers received in an opt-out request will be added to our internal Do-Not-Contact registry within ten (10) days following receipt. Unless we hear from you, we will assume you consent to receiving communications from us and our third-party vendors and affiliates.

If a List User chooses to be removed from our contact list, if applicable, we will also forward this request to the specific third-party vendor or affiliate who provided List User’s informational request to us so that the List User may be included on the third-party’s Do-Not-Contact registry as well. Please bear in mind that if your information was purchased commercially from a third-party vendor or affiliate, ReliefBenefits.com may not be the only purchaser of your information. Additionally, any third-party vendor or affiliate may have purchased your contact information from an independent third-party and thus you may continue to receive contacts from those third-party companies. ReliefBenefits.com is not responsible for stopping all unwanted contact from sources beyond our immediate control. We are a CAN-SPAM compliant company.

OPT-OUT POLICY

We give users options wherever necessary and practical. Such choices include:

  1. Opting not to register for our website or to receive our electronic newsletters or emails.

  1. Opting not to participate in certain interactive areas, such as message boards, forums, surveys and polls.

  1. Opting not to request to participate in a benefit, an ad or an offer supplied by an affiliate or third party.

  1. Opting out at any time from having your nonpublic personally identifiable information given to any unaffiliated third parties by:

  1. a) changing your privacy preferences by clicking here

THIRD PARTY – OUTSIDE LINK DISCLAIMER

Any links to external, or third-party websites, are provided solely for users’ convenience. Links to other sites are used at your own risk and ReliefBenefits.com accepts no liability for any linked sites or their content. The existence of a link from ReliefBenefits.com to any external website does not imply or mean that ReliefBenefits.com endorses or accepts any responsibility for the content or the use of such website. ReliefBenefits.com makes no representations regarding the quality, safety, suitability, or reliability of any external websites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items. When you access an external website, keep in mind that ReliefBenefits.com has no control over its content, standards or privacy policies, and we encourage you to read the privacy policies and terms of use for any such sites to learn more about, what, why and how they collect and use any nonpublic personally identifiable information.

Google

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users.

https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

  • Re-marketing with Google AdSense

  • Google Display Network Impression Reporting

  • Demographics and Interests Reporting

  • DoubleClick Platform Integration

We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Choices and Managing Your Account

As a user of ReliefBenefits.com you have the choice to decide which programs you wish to participate in and offers you receive.

Email offers: To discontinue receiving email offers at any time, follow the “Unsubscribe” instructions on any email sent to you by ReliefBenefits.com or click here to update your notification settings.

Product offers: To discontinue receiving product offers from our partner companies, please contact us directly via email at unsubscribe@ReliefBenefits.com, via post mail at the address as indicated in “Contact Us” below or by visiting www.ReliefBenefits.com. You must include your full name and address so that we may verify your account and advice our partner companies.

Correcting/updating your information: In order to correct your contact information, you may do so by logging in and updating your profile. For all other corrections that cannot be made in this location, please contact our support team at info@ReliefBenefits.com or in writing, via the post mail address as indicated in “Contact Us” below. To ensure accuracy with address corrections, please include name, old address and new address including city, state/province and postal code.

Your right to access and correct your information is subject to legal restrictions. Steps are taken to verify your identity before granting access or making corrections.

At any time, you may withdraw your consent to our collection, use and disclosure of your contact information or survey responses, subject to contractual and legal restrictions and reasonable notice.

Security:

ReliefBenefits.com is commitment to providing data security and strive to make certain that our partners incorporate the latest encryption and security devices to prevent loss, misuse or alteration.

Terms & Conditions:

ReliefBenefits.com products and services are intended for residents of the United States that are over 18 years of age.

By becoming a registered user of ReliefBenefits.com, providing your contact information and answers to surveys, and/or using any of the services provided by ReliefBenefits.com, you consent to abiding by our Terms & Conditions and this Privacy Policy. We recommend you view our Terms & Conditions.

Policy Modifications:

This privacy policy may be updated to reflect changes to our information practices. In the event any changes are made, a notice will be posted on this page along with the updated Privacy Policy prior to the change becoming effective. We recommend you periodically review this page for the latest information on our privacy practices. You can determine when this policy was last revised by checking the “last updated” legend at the top of this policy.

Disclaimer Relief Benefits (ReliefBenefits.com) is a completely independent, privately held for profit entity, and has no affiliation or relationship (financial or otherwise) with any political party, government agency, or any other outside group or persons. We pay our operating costs through our advertising revenue by having third party affiliate offers. Furthermore, Relief Benefits (ReliefBenefits.com) is not affiliated with or endorsed by the U.S. Department of Education. We urge you not to pay any third party offer for assistance that you can get for free elsewhere. Any offers provided to customers who originated via a paid Google advertisement feature rate quotes on Relief Benefits of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the actual lender. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36-month life of the loan. Relief Benefits (ReliefBenefits.com) offers links to other third-party websites and services as helpful resources to locate internet content that may be of interest to you. We may receive an affiliate commission for referrals by you using such links. We pay our operating costs through our advertising revenue by having third-party affiliate offers. All links provided to third parties’ websites and/or services through Relief Benefits (ReliefBenefits.com) are managed by such third parties Relief Benefits (ReliefBenefits.com) is not responsible for the content, quality, suitability, functionality or legality of any sites to which links are provided and waive any claim you may make against us with respect to such sites and their operators. Relief Benefits (ReliefBenefits.com) located at PO Box 20310 # 89001,Cheyenne, WY 82003 US. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. https://www.facebook.com/checkeligibility/